01
Business cash flow
Support short-term operating needs without immediately disrupting money already planned for the business.
SME Business Financing
Funding that keeps your business moving.
Preliminary business financing assessment up to RM200,000* for active Malaysian SMEs — with clear conditions and no upfront payment.
*Subject to assessment, approval, final offer, terms and
conditions.
BUSINESS FINANCING ASSESSMENT
Up to RM200K*
Designed for business owners who need an alternative way to support cash flow and growth.
✓No collateral or guarantor for eligible solutions*
✓Initial review target within 3 working days*
✓Private and confidential document handling
KPKT Licensed
SSM Registered
Physical Office in Cheras
No Upfront Payment
Built for active businesses
Understand the option before you decide.
Nova starts by understanding how your business operates. The aim is to give you a clearer preliminary assessment, not to promise an approval before reviewing your information.
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Planned expansion
Assess a suitable business financing option for equipment, premises, inventory or a practical growth plan.
03
Unexpected expenses
Understand available options when a business cost appears earlier or becomes larger than expected.
Submission channels
Bank Submission Network
Based on the applicant's business profile and eligibility, Nova Capital may submit documents to selected Malaysian banks for further assessment.
Bank logos are shown as potential submission channels only. This does not imply investment, endorsement or guaranteed acceptance. Each bank makes its own independent assessment and final decision.
Nova Capital · EkoCheras Office
Trust before application
Learn About Nova
A real company should be easy to verify.
Before asking for detailed information, Nova should clearly show who we are, where we operate and how to reach an official consultant.
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Registered Malaysian companyNOVA CAPITAL SDN. BHD. · SSM 202201007665 (1453362-V).
KPKT licence number is available through official
verification and is not published online to reduce
misuse.
✓
Physical officeA-23, Penthouse Office, EkoCheras Office Suites, No. 693,
Batu 5, Jalan Cheras, 56000 Kuala Lumpur.
✓
No upfront paymentPreliminary eligibility discussion first, with any final
conditions explained transparently.
Simple process
From enquiry to preliminary assessment.
Share basic details
Tell us about your company, operating period, monthly turnover and estimated financing need.
Prepare supporting records
Provide active SSM information and the latest 6 months business bank statements for review.
Discuss the available option
A consultant explains the preliminary result, possible amount and next steps before you decide.
Common questions
What business owners usually ask first.
No. Nova's website is positioned for business financing
assessment for active SMEs.
No. All amounts, timelines and available solutions depend on the
business profile, supporting information, assessment and final
approval.
Nova does not collect upfront payment for a preliminary
assessment. Final terms must be explained clearly before any
commitment.
For the preliminary review, prepare active SSM information and
the latest 6 months business bank statements. Additional
documents may be requested depending on the case.
Check before you move your business money.
Share the basic information first. A consultant can explain whether the case may proceed to a fuller assessment.